Chapter 13 bankruptcy can stop foreclosure. If you facing a foreclosure, filing a chapter 13 bankruptcy could save your home. A timely filed Chapter 13 bankruptcy plan can stop a foreclosure sale and save your home. As the economy has taken its toll on S. Florida families, foreclosures have mounted. Many individuals simply can no longer afford their mortgage payments, and many others are under water, meaning they owe more on their loan than their home is even worth. If this situation applies to you, you can consult with an experienced bankruptcy attorney to help you find a solution, and filing a chapter 13 bankruptcy can be the solution. If you are behind on your mortgage payments, if you are under water on your loan, if you are facing foreclosure and do not want to lose your home, if any and/or all these circumstances describe your current plight, Broward county bankruptcy lawyer Howard Butler will assist you in formulating a strategy to save you home. If you are seeking an attorney to defend your foreclosure case, attorney Butler can represent you. If you have come to the decision that filing a chapter 13 bankruptcy is the answer, bankruptcy lawyer Butler can represent you in a chapter 13 bankruptcy. A chapter 13 bankruptcy can stop a foreclosure, a chapter 13 plan can permit you to pay the arrearage in a chapter 13 plan over time. You can also pursue a loan modification in the bankruptcy court as well that could lower your obligation under the loan. If you are in danger of losing your home, take action now. Contact the Butler Law Firm, P.A., bankruptcy attorney Howard Butler always gives free initial consultations. Attorney Butler will advise you on all your options available and will explain the process to you so you feel comfortable in the decision you make. Whether it is foreclosure defense, or filing a chapter 13 bankruptcy to save your home, Attorney Butler will take the time to explain each option, you can contact bankruptcy lawyer Butler by phone at 954-797-5338 or visit the Butler Law Firm, P.A.’s website at www.browardbankruptcy.com today. The help you need in saving your home could be just a phone call away.