Bankruptcy can be caused by holiday shopping. The country and specifically South Florida are entering the busiest shopping season of the year. The season used to start the day after Thanksgiving. Now many stores are starting their sales on Thanksgiving day. Everyone loves the holidays. It is fun to shop and receive gifts. This is also the time of the year to watch your spending. The fun can turn into a problem when the holidays are over and the bills arrive. Bankruptcy lawyers are very familiar with this problem. Bankruptcy attorneys are usually very busy in January. Credit card bills and other debts can build up. Holiday cheer can turn into financial problems. You should enjoy the holidays. But it is important to set your budget and remain within that budget. For those whose debt cannot be managed, the result is often the same. They must contact a bankruptcy lawyer to help them address their debts. Credit card companies charge high rates of interest. Once you fall into that trap, it often becomes impossible to pay off the debt. The debts often then are turned over to collection agencies. Then they often become lawsuits. The lawsuits then can become judgments against you. This can lead to your bank accounts and wages being seized. It is a vicious cycle. If you find yourself at the mercy of debt collectors and credit card companies, there is a solution. The bankruptcy code is there to help. You do have options. The best thing to do is sit down with an experienced bankruptcy attorney for help. Your questions will be answered. Most bankruptcy lawyers will give you a free consultation. The burden of debt can be lifted off your shoulders. As the holiday season begins, be careful. Live within your means while still enjoying the true meaning of the holidays.