New year could start with bankruptcy filing. 2015 is finally here. South Florida had plenty of celebrations all over Broward, Miami-Dade and Palm Beach Counties. The new year is welcome to many. Many are hopeful for a new start. That is really the case in America and South Florida. 2014 was a tough year for many. Job loss, medical bills, wages being cut. A lot of people have been hit by tough economic times. Others have had their wages garnished or bank accounts levied by aggressive creditors. Others have been the target of endless calls from debt collectors. Sometimes it seems like there is no hope. No way out from the burden of debt. Do not lose hope. There are ways to solve debt problems. The new year is here. A new year. A new start. 2015 could be the perfect time to contact a bankruptcy lawyer. Whether you live in Broward, Miami-Dade, or Palm Beach county, a local bankruptcy attorney can help. Most experienced bankruptcy attorneys will give you a free consultation. Do not despair. The bankruptcy code is there to help individuals and businesses in need. If you are in danger of losing your home or your car, bankruptcy could be your answer. A bankruptcy lawyer can explain the difference between Chapter 7 and Chapter 13 bankruptcy. You can be advised and decide which chapter is best for your needs. You do not need to lose property. Creditors can be stopped from harassing you. Creditors can be stopped from taking your wages or seizing your bank account. If you are suffering because of money, put a stop to it. Make 2015 the year you get back on your feet. Make 2015 the year you cure your money woes and put your financial house in order. It can be done. Let a knowledgeable bankruptcy attorney show you how.